If you have a Barclays business account, you might have been told about MyBusinessWorks and Credit Focus. The two products offer a package of benefits to Barclays customers, such as credit checking, in return for a subscription fee. In this review, we'll look at how Credit Focus works. We used the application from January 2012 until November 2012. What is Credit Focus? Credit Focus is essentially an interface to Experian's credit reporting system.